PaxosRWA-022MODERATE3.2
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Issuer Intelligence Profile · RWA-022

Paxos

Atlas Verdict

Paxos is under active Atlas coverage with live issuer, risk, and verification data sourced from Supabase.

Paxos Trust Company operates as a New York Department of Financial Services (NYDFS) regulated trust company issuing multiple tokenized assets including PAX Gold (PAXG) backed by London Good Delivery gold bars, USD-backed stablecoins (USDP), and PayPal USD (PYUSD) under partnership arrangements. The trust company structure provides institutional-grade custody and regulatory oversight under BitLicense and trust banking charter. PAXG represents allocated gold holdings stored in Brink's London vaults, with each token backed by one fine troy ounce of gold. Stablecoin products maintain 100% cash and cash-equivalent reserves held at FDIC-insured institutions and monitored through monthly attestations by Withum Smith+Brown. Multi-chain deployment across Ethereum, Solana, and other networks serves retail and institutional adoption.

AUM / Size~$630M
Risk Score3.6
ACS Score3.2
Sections23/23
Risk Score3.6
ACS Score3.2
Section Cover10.0
STABLECOINATLAS MONITOREDStablecoin
Risk LevelMODERATE
CategoryStablecoin
JurisdictionUnknown
Primary Chainethereum

Issuer Identification

S0 · LIVET4

Issuer ID: RWA-022 | Legal Issuer: Paxos Trust Company LLC | Parent: Paxos Global Pte. Ltd. (Singapore) | Asset Class: GOLD / STABLECOINS | Structure: Trust Company; Commodity-Backed Token; Fiat-Backed Token | Jurisdiction: New York (NYDFS Licensed); Singapore | Launch: 2018 (PAX); 2019 (PAXG); 2023 (PYUSD) | Primary Chain: Ethereum + 4 additional chains | Investor Access: PUBLIC KYC (PAXG); RETAIL/INSTITUTIONAL (USDP/PYUSD) | Regulatory: NYDFS TRUST CHARTER; MiCA LICENSED (EU); BitLicense | Transparency: HIGH DISCLOSURE

Issuer Overview

StructureStablecoin issuer
Asset ClassSTABLECOIN
Investor TypeInstitutional / KYC
Min InvestmentVaries by product
Token StandardTokenized asset
Coverage Status23/23 sections

Market Positioning

Paxos operates as a multi-product RWA issuer with dominant positioning in regulated stablecoins and tokenized gold. PAXG holds ~60% market share in tokenized gold (~$500M AUM) versus competitors VanEck OUNZ (~$50M) and Tether Gold XAUT (~$400M). USDP maintains ~$1B AUM as the fourth-largest USD stablecoin behind USDT, USDC, and DAI. PYUSD partnership with PayPal targets mainstream adoption with ~$700M circulation. Paxos differentiates through NYDFS trust company charter providing institutional-grade custody and regulatory clarity. Distribution strategy focuses on institutional clients via Paxos Trust Company direct relationships, retail access through major exchanges (Binance, Coinbase, Kraken), and PayPal's 400M+ user base for PYUSD. MiCA licensing positions Paxos for European expansion. Key competitive advantage is regulatory compliance enabling traditional finance partnerships while maintaining crypto-native liquidity.

Chain Infrastructure

Chain Footprint1 Chain
Chain Count1 chain
All Deployed Chains
ethereum